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Message: [QUOTE="Extended Power, post: 519094, member: 898"] Insurance company said truck was a "Total Loss". What that means is, I proved my truck to be worth more then what they thought it was worth...(book value on any 2003 King Ranch ccsb 4x4 is $12000.00 to $15000.00) The appraiser had damages up to $10,000.00 and that we without a mechanical inspection. So the insurance gave me 2 choices: Either remove all the aftermarket parts from the truck, and return it to stock, and get a payout of $xxxxx or, Take the truck back, take a payment of $xxxx, an fix EVERYTHING myself. But wait, don't sign on the line yet....before I can get the truck insured again, I have to have it professionally appraised, and then it will be covered... I think it's my fault as much as it is theirs... The value of the truck was known to the insurance company BEFORE I signed the policy papers....it's written right on it... They should have asked for the truck to be appraised before they agreed to sell me the policy for the known stated value of the truck. Live and learn. [/QUOTE]

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