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Message: [QUOTE="TurboM700, post: 208816, member: 59"] First thing dont tell them how you are paying for it in till you have meet on a price. Once you have meet on a price then tell them your paying cash. This way you dont have to deal with the fin. BS. Yes they will get pissy about the price if they dont like it walk away and find another dealer. We did this when we bought my Wife 08 excape new. I was 25 at the time we went into the dealer know what we wanted to spend and we had cash with us. Yes cold hard Cash in 100's in her purse. We discussed prices test drove a few and came up with a price on the one we liked. I told the salesman sold will take it. He handed us a credit appilacation. I looked at him and said whats this we arent taking a loan our for this. He said you have to it part of the price. I said we have cash with us to pay for it. He said well if you want the priced I quoted you have to fin. it. I said maybe I wasnt clear the first time I have cash here right now to pay for this. Deal or no Deal? We drove off the car lot that day in her brand new Excape. Moral of the story it can be down with cash just stick to your guns and be prepared to walk away. Remeber people the only reason to have a credit score or as I like to call it I want to be in debt score is to be in debt. Pay cash and be done with it. If you truly want to build credit get a CC put your gas on it and pay it off each month. I have a credit score of 0 and I set it at that. If I cant pay cash for it I dont buy it. Plan and simple. [/QUOTE]

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